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Category: Business Insurance

PA Construction Workplace Misclassification Act

The construction trades can be a very profitable business and a fairly easy business to start because of the low cost of entry. Unfortunately, because of the inherent safety issues involved, the cost per hundred dollars in payroll for worker’s compensation insurance is quite high. One of the methods contractors have used to get around this expense is to misclassify employees as ‘subcontractors’ when in...

Make Sure To Insure All Aspects Of Your Business

The minute you start a business, you are exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agency can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range of insurance options to protect them against a number of...

How To Prevent Your Business From Being Hacked

A business of any size may be vulnerable to a data breach. Cyber attacks have become a frightening reality for individuals and organizations in recent years. Business owners should do all they can to secure their websites and customer information. If your business stores passwords, credit card numbers, or any form of sensitive client or customer information, be aware that hackers have you in their...

How EPL Insurance Can Save Business Owners From A Legal Let-Down

We live in a litigious society. No matter how carefully you train your employees, over the course of doing business it wouldn't be rare to be facing a lawsuit for discrimination, wrongful termination, sexual harassment, violations of the APA, retaliation claims, a liability lawsuit related to fiduciary duty, or other legal threat. You want to be protected against this type of occurrence, and EPL insurance...

Are You Ready For The Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...