Skip to the content

Category: Business Insurance

Rental Property Myths Debunked

Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

How To Keep Your Office Safe From Cyber Crime

Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory...

Prepare Your Office For The Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all...

Technology Errors & Omissions Liability

John (not his real name) is an independent IT consultant. He has 25 small business clients that call him when they need network upgrades, computers added or upgraded, virus protection installed, etc. He started out small and grew the business by providing great service at a reasonable price. Several years ago he purchased a business liability policy because one of his customers asked him to...