Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What You Need to Know About Lightning Safety

This week marks Lightning Safety Awareness Week. Though disasters like hurricanes tend to get more attention during the summer months, it’s important to know how to stay safe from lightning. That’s because lightning presents serious dangers to both people and property. Lightning safety and people Lightning can occur during any time of the year, but lightning casualties are highest during summer. July is generally the... Read Article

Prepare Your Office for the Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all... Read Article

Technology Errors & Omissions Liability

John (not his real name) is an independent IT consultant. He has 25 small business clients that call him when they need network upgrades, computers added or upgraded, virus protection installed, etc. He started out small and grew the business by providing great service at a reasonable price. Several years ago he purchased a business liability policy because one of his customers asked him to... Read Article

PA Construction Workplace Misclassification Act

The construction trades can be a very profitable business and a fairly easy business to start because of the low cost of entry. Unfortunately, because of the inherent safety issues involved, the cost per hundred dollars in payroll for worker’s compensation insurance is quite high. One of the methods contractors have used to get around this expense is to misclassify employees as ‘subcontractors’ when in... Read Article

Share Your Driving Data to Help Lower Business Auto Insurance Costs

EnRoute, a new program from Erie Insurance, makes it easy for business customers to share their driving data and thereby potentially lower business auto premiums and reduce driving risk. EnRoute uses driving and vehicle data from vehicle-installed telematics devices and smartphone apps to help business owners recognize how choices, such as routes, driver actions and the types of vehicles driven, affect driving performance and safety.... Read Article