Are You Paying Too Much For Your Car Insurance?
Posted: July 23, 2018
Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...
How To Keep Your Office Safe From Cyber Crime
Posted: June 29, 2018
Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory...
Prepare Your Office For The Summer Heat
Posted: June 12, 2018
Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all...
Technology Errors & Omissions Liability
Posted: June 8, 2018
John (not his real name) is an independent IT consultant. He has 25 small business clients that call him when they need network upgrades, computers added or upgraded, virus protection installed, etc. He started out small and grew the business by providing great service at a reasonable price. Several years ago he purchased a business liability policy because one of his customers asked him to...
PA Construction Workplace Misclassification Act
Posted: June 8, 2018
The construction trades can be a very profitable business and a fairly easy business to start because of the low cost of entry. Unfortunately, because of the inherent safety issues involved, the cost per hundred dollars in payroll for worker’s compensation insurance is quite high. One of the methods contractors have used to get around this expense is to misclassify employees as ‘subcontractors’ when in...
