Tag: Chambersburg

Technology Errors & Omissions Liability

John (not his real name) is an independent IT consultant. He has 25 small business clients that call him when they need network upgrades, computers added or upgraded, virus protection installed, etc. He started out small and grew the business by providing great service at a reasonable price. Several years ago he purchased a business liability policy because one of his customers asked him to...

PA Construction Workplace Misclassification Act

The construction trades can be a very profitable business and a fairly easy business to start because of the low cost of entry. Unfortunately, because of the inherent safety issues involved, the cost per hundred dollars in payroll for worker’s compensation insurance is quite high. One of the methods contractors have used to get around this expense is to misclassify employees as ‘subcontractors’ when in...