Home, Sweet Home
For most of us our home remains the single largest investment we make in our lifetime. Along with that investment usually comes a mortgage and the resulting requirement for homeowners insurance coverage. It's easy to assume that all policies are created equal but unfortunately there are major differences that can cost you dearly in the event of a loss.
Does your homeowner policy provide true replacement cost coverage?
What percent of the main coverage extends to your personal property? What about other structures (stand-alone garage, etc)?
What coverage limit do you have for Jewelry? Firearms? Silverware? Home Computers?
Do you operate a home business?
These are all important questions to discuss with you personal lines insurance agent.