That is the typical response you would expect from someone living in PA, NY, OH, MD, VA, WV. Unfortunately, the afternoon of August 23, 2011 removed any doubt about the possibility of an earthquake in those states when a 5.9 quake in central Virginia shook half of the East coast.
Unfortunately, we are getting to be experts on dealing with wind and hail storms and the resulting damage. After the 2009 storm we thought it would be quite a while before we had to deal with it again. Then on May 27th of this year another storm came through to make the last one look small by comparison.
Hail sizes up to the size of softballs were reported resulting in broken windows in homes, businesses and automobiles along with damaged roofs, siding, awnings, trees and automobile body damage.
A common misconception about Privacy violations or Data Breaches is that the only risk is some anonymous hacker in a far away country. The reality is that most breaches happen from careless or dishonest employees, business associates or someone close to the company.
It's easy to bury your head in the sand and pretend you're not at risk but if your business keeps personal, financial or medical information about your clients you are at risk and could face serious penalties if you haven't put proper measures in place to protect yourself.
An employee (we'll call her Jane) worked for a computer parts manufacturer, Jane was already on probation for absenteeism and poor performance but had now missed work three weeks in a row. During those weeks, she called her supervisor to explain that her son had contracted a contagious infection and she would not be able to report to work.
Both State and Federal governments have tried for years to more clearly define who is an employee and who is an independent contractor. On October 13, 2010 the Construction Workplace Misclassification Act was signed into law in Pennsylvania and provides clear criteria (along with fines and penalties) for how to decide who can be paid on a 1099 and who needs to be on your payroll.
What Are These New Criteria under the Act?
Actual Statements from Insurance Claims ProcessingÂ
